滿愛花朵 盈愛芳香

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2024年8月7日 星期三

收到雙重加保通知要怎麼做?

🧐:我原本在職業工會加保,後來到新公司上班由公司加保,收到雙重加保通知要怎麼做?

🌻:在職業工會加保的勞工,勞保局並不會因為勞工到新公司上班加保,或是沒有繳保險費,就主動將被保險人從職業工會退保喔!

👉職業工會被保險人受僱新公司工作,若仍有繼續從事職業工會本業工作,可於新公司及職業工會雙重加保;若勞工已經沒有從事職業工會本業工作,則應主動洽職業工會辦理退保手續,以免雙重負擔保險費。

👉同時於新公司及職業工會加保期間的保險費是分別計收,雙重加保期間如有申請保險給付,將以較高的投保薪資計算,不會合併計算喔!

I was originally insured by the occupational union and now I’ve been insured again after working at a new company. What do I do if I receive a notice for double insurance?

If a worker is insured by the union, the Bureau of Labor Insurance will not take the initiative to withdraw in the event that the insured person joins a new company or fail to pay their premiums.

👉If a insured person of occupational union is hired to work for a new company but continues to engage in their own specialties, they may be simultaneously covered by their new company and the occupational union. Workers that no longer engage in their own specialties should actively contact the union with apply to withdraw from insurance coverage to avoid paying for double insurance.

👉Insurance premiums during the coverage period of the new company and occupational union are calculated separately. However, insurance benefit during the period of double coverage is calculated by the higher insurance salary as opposed to the total sum of insurance salary!

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