勞工於勞保加保前已罹病，可不可以申請失能給付？

Q：勞工於勞保加保前已罹病，可不可以申請失能給付？

🌻小花葵說明🌻

勞工朋友如於加保前已罹病，經治療後，於加保期間診斷永久失能，符合勞保失能給付標準規定，可以向勞保局申請失能給付。

🔻提醒🔻

如於加保前已確定局部失能，該部分失能無法給付，僅能就加保期間加重部分之失能程度請領給付。

Q: If a worker suffers from disease prior to being enrolled in labor insurance, can he/she apply for permanent disability benefits?

🌻Sunflower Explains🌻

If a worker suffers from a disease prior to being enrolled in labor insurance and, after  receiving treatment, is diagnosed with a permanent disability during the insurance coverage period, he/she qualifies for labor insurance permanent disability benefits and can submit an application to the Bureau of Labor Insurance.

🔻Reminder🔻

If partial disability is confirmed prior to being enrolled in labor insurance, the permanent disability benefits cannot be claimed for the partial disability; the permanent disability benefits can only be claimed for disabilities diagnosed during the period of insurance coverage.