因職災需休養而離職，可是勞保中斷了，怎麼辦？

勞工遭遇職業災害，若於醫療期間與雇主終止勞動契約，得於原發生職業災害單位離職退保之日起5年內，辦理繼續參加勞工保險。

勞工於續保期間，仍得請領同一職業傷病及其引起疾病之各項職災給付，亦享有勞保給付保障（普通傷病給付除外）。

📍為減輕遭遇職業災害勞工的保險費負擔，初次辦理繼續加保者，自加保生效之日起2年內，僅需負擔20％保險費。

📍繼續加保2年以上者，負擔50％保險費。

詳細資訊⏩ https://www.bli.gov.tw/0005266.html 

If a worker has terminated his/her labor contract with the employer during the period of medical treatment due to occupational accident, he/she may able to continue participating in labor insurance. The application should be filed within 5 years since the date of withdrawal from the insured unit when the occupational accident occurred.

During the period of continued insurance, the worker is still entitled to claim various occupational accident insurance benefits against the same occupational injury/sickness or the resultant diseases. The insured person, in the meantime, is covered by the labor insurance ordinary insurance (not including injury or sickness benefit). 

 To reduce the premium burden of the workers suffering from occupational accidents:

 📍 First-time applicants for continued insurance coverage shall only pay 20% of the premium for the 2 years starting from the effective date of the insurance.

 📍 For those with continued insurance of 2 years or more, the insured person shall pay 50% of the premium.

 For more details, please visit ⏩ https://www.bli.gov.tw/en/0016203.html